Reference: Georgia Association of Realtors “Staying Safe on the Job” October 26, 2023
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Georgia Law requires that the Broker review all advertising for sale, rent, lease or exchange prior to placement. The RE/MAX Around Atlanta Policy Manual reflects and emphasizes this requirement. Lack of a Broker review is one of the biggest violations of Georgia License Law and can result in an enforcement penalty imposed by GREC.
“ADVERTISING Associates must comply with any state laws and Georgia Real Estate Commission rules regarding advertising of property, real estate yard signs and personal promotion. All advertising must include the main office phone number and the number of the brokerage firm. The office name and main office phone number must appear at least as many times and in a font at least as large as the Associate’s name and phone number. All advertising must be submitted to the broker and approved in writing prior to being placed. Any advertising, personal promotion or listing promotion on social networking and other internet sites must comply with state laws and Georgia Real Estate Commission rules. Any profile or business page on any internet site must include the Company name and main phone number per GREC rules.” Internet Advertising A question often asked is how to handle internet advertising that has limited space. The answer is provided in the GREC Rules and Regulations 520-1-.09. You should include a link in the advertisement to a display that is in compliance with the rule, such as you own website’s Home Page or the RMAA website. “When advertising in electronic messages of limited information or characters, a license shall provide a direct link to a display that is in compliance with this Rule.” Help Us Help You! Always have a member of the Broker Team review all advertising, including signs, social media, flyers, newsletters, web sites and anything else that can be interpreted as advertising. We’ll review and return it ASAP! References: RE/MAX Around Atlanta Policy Manual (page 10) GA Code 43-40-18(c)(1) Advertising GREC Rule 520-1-.09 Unfair Trade Practices O.C.G.A. § 43-40-25(b)(1),(2),(11),(12) and (21) Georgia Realtor Fall 2023, CE, License Law and Ensuring Compliance October 19, 2023 Situation:
Questions:
Findings: These facts are an actual Georgia case decided in 2022, Starks v. Carver, 360 Ga. App. 366, 861 S.E.2d 193 (2021). The Georgia Court of Appeals found the following:
According to Seth Weissman, General Counsel of Georgia Association of Realtors, this case helps answer the question many brokers have asked about whether a broker can be found to be a de facto client of a party through the broker’s actions, even when there is no written agreement establishing a client relationship. The answer to that question, based on this decision by the Georgia Court of Appeals, appears to be no. Source: Georgia REALTOR® Magazine. Judicial Update 2022 Seth Weissman, author. https://garealtor.com/wp-content/uploads/Judicial-Update-2022.pdf Situation:
Broker A's Exclusive Seller Listing Agreement expires. Broker B lists the property under Exclusive Seller Listing Agreement the day following Broker A's expiration. Three days after Broker A's listing agreement expires, Broker A's agent takes an offer directly to the seller with knowledge of Broker B's Active Exclusive Listing Agreement. Broker A's agent tells seller to have Broker B's agent "hold off," even though Broker B's listing has been published in listing services for three days. Broker A's agent verbally tells seller that Broker A's listing has to be extended in order to present the offer. The seller then signs a counteroffer. The seller has no experience in real estate and is fearful of losing the offer. What are the legal and ethical issues regarding these actions? ANSWER: Wow! This licensee needs a lesson in both Georgia license law and ethics. License Law First, once a property is listed with a new broker, the previous listing broker cannot do anything to interfere with the new listing agreement. Going to the seller and telling her to hold off on the existing listing agreement (which is already in effect) and to instead extend the previous listing agreement with the first broker is the same thing as telling the seller to cancel the new listing (even though it is only been a short period of time) and reinstate and extend the term of the original listing agreement. Such behavior violates OCGA 43-40 25(b) (13), (14) and (26). The first code section provides that a licensee can be sanctioned for “Inducing any party to a …brokerage agreement…to break such…brokerage agreement for the purpose of substituting in lieu thereof any other …brokerage agreement with another principal”. The second code section prohibits the first broker from negotiating the terms of the offer directly with the seller when the first broker knows that the property is now listed with a new broker. This code section provides that a licensee can be sanctioned for “Negotiating the sale …of real estate directly with an owner…if the licensee knows that such owner …has a written outstanding listing contract in connection with such property granting an exclusive agency or an exclusive right to sell to another broker…” The third code section prohibits a licensee from “Obtaining a brokerage agreement…while knowing or having reason to believe that another broker has an exclusive brokerage agreement with such owner…” Code of Ethics The Code of Ethics violations appear just as significant with possible violations of Standard of Practice 16-4, 16-9 and 16-13. The original broker should have contacted the new listing broker and worked through the new listing broker in presenting the offer. Source: Georgia Association of Realtors Legal Helpline Q&A, Seth Weissman, General Counsel, GAR Link to Source: https://garealtor.com/wp-content/uploads/Legal-FAQs-for-web-9.28.pdf October 4, 2023 What is the Disparate Impact? Disparate impact allows people to challenge housing discrimination without having to prove “discriminatory intent” in the mind of the discriminator. In other words, it’s the outcome that matters, even if it’s impossible to demonstrate (as it usually is) what a landlord, developer or an insurance company’s intention was when they took the discriminatory action. Take for example a landlord that institutes a new rule that any tenant that calls 911 for emergency services more than twice in 6 months can be evicted; as a result, several women and their children are evicted from their homes after calling the police or an ambulance as a result of domestic violence. This policy has had a “disparate impact” on women, since 95% of domestic violence victims are women—although anyone can be a victim of domestic violence. While the landlord’s policy doesn’t explicitly state they will evict women, the impact of the policy puts up barriers to women renting. That’s the basis of disparate impact: it’s not what you say or intend, it’s what are the results of your actions. Why is the Disparate Impact Standard So Important?The Fair Housing Act says that no one can discriminate in the terms, conditions or privileges of sale or rental of housing to people based on their race, color, religion, sex, disability, familial status, or national origin. Even in an era where white supremacy is crawling out from the shadows into mainstream society, it’s still pretty rare to find big banks, developers, corporate landlords and insurance companies that will put in writing something that says, “let’s design this policy to make it harder for people of color to move into our building.” But, far too often, that’s what their policies do. The Fair Housing Act and its disparate impact standard allows the public—and HUD as the agency tasked with enforcing the law—to hold those accountable whose policies drive unequal outcomes. Disparate Impact Examples Scenario: Full-Time Employment Required Situation: A 50 unit apartment building has opened up and is accepting new applications. The application states that every tenant must be employed full-time. Outcome: The landlord says he wants to be sure the applicants can afford their rent. But the full-time employment requirement means that disabled, senior, and potentially veteran applicants who may have enough income to afford the apartment but aren’t working full-time are barred from becoming tenants. Resolution: By restricting access to seniors and disabled renters, the disparate impact standard would apply. The landlord would be required to rework the application to allow anyone who can afford the rent to get an apartment. Scenario: One Bedroom, Two PeopleSituation: A new apartment building is planned for the neighborhood and the developer has decided that they will all be one bedroom units. The developer and manager have instituted a rule that no more than two people can live in each unit. Outcome: This policy would discriminate against a couple with a child that could safely sleep in the single bedroom; it would have a disparate impact on families with children by denying them access to a unit they could afford and thrive in. Resolution: Even if the policy appears to be neutral, it has a discriminatory impact—a disparate impact on families with children and would need to change. Scenario: Refusal to InsureSituation: A homeowners insurance company refuses to insure apartment buildings if an owner plans to rent out the units to people with a Section 8 housing assistance voucher. Outcome: In order to buy the building, the owner has to have insurance, so the insurance company’s policy forces them to not accept Section 8 voucher holders. Since people of color suffer from higher rates of poverty than white people, more people of color would be affected by this insurance company’s rule and their access to housing diminished. Resolution: The insurance company’s policy will have a big impact on the availability of subsidized housing to people of color. That policy will have a “disparate impact,” or a more severe impact, on people of color and would not be permissible. The insurance company has to strip the source of income discrimination to not violate the law. Scenario: Zoning LawsSituation: A high-income, all-white suburb draws up new zoning laws that state they will not allow the construction of any affordable housing in their city. Outcome: The suburb is surrounded by a large, racially diverse city where people of color are more likely to be lower income. The zoning policy appears—on paper—to be ‘race-neutral;’ but in practice, it keeps people of color from accessing housing in the opportunity-rich suburb. Resolution: The zoning policy appears—on paper—to be ‘race-neutral;’ but in practice, it disproportionately keeps people of color from accessing housing in the opportunity-rich suburb. The zoning law has a disparate impact on people of color and their ability to access housing and in violation of the Fair Housing Act. Conclusion: Be very, very careful in representing landlords. A landlord may not intend to discriminate, but if the impact of the landlord’s guidelines affects a protected class more than the general population, a claim for violation of Fair Housing could result. Remember, it is the policy of RMAA that Associates should never make rental decisions on behalf of the landlord. Those decisions should fall solely on the owner and must not violate any Fair Housing Laws. Source: Alliance for Housing Justice, allianceforhousingjustice.org, A letter of intent, often used in commercial transactions, is simply a letter in which a buyer expresses to the seller interest in buying property and sets out the basic terms of the transaction. Since the preparation of an offer to purchase commercial property can often be time-consuming, the purpose of a letter of intent is to see if the parties are in general agreement on the basic terms of the transaction. If they are, the parties can then proceed to have a purchase and sale agreement prepared based upon the terms of the letter of intent.
A few suggestions are worth considering in drafting letters of intent. First, the parties to an LOI should include as many of the significant business points as possible in an effort to limit disputes and negotiations later. This should include a legal description of the property, the price of the property, the length of any due diligence period, the amount of earnest money, when the earnest money goes “hard” or becomes nonrefundable, the closing date, any major conditions to closing (such as a rezoning contingency), and who will pay certain costs (such as obtaining a survey, title insurance, and transfer taxes). One risk of a letter of intent is that it will be so specific and detailed that it is misconstrued as an offer to purchase property that, if accepted, will create an enforceable purchase and sale agreement. The more the parties agree to in a letter of intent, the greater the risk that one of the parties may claim that the letter of intent was actually an offer, and that by signing it the other party entered into an enforceable contract. The best way to mitigate this risk is to state in the LOI that it is not intended to be a contract and that only a subsequently signed contract will bind the parties. In response to this and similar contracting issues, the Georgia Court of Appeals has stated that “the failure to agree to even one essential term means that there is no agreement to be enforced.”31 In other words, as long as the parties fail to include at least one essential term in a letter of intent, it is unlikely that a court would find the LOI to be an offer capable of becoming a binding contract. However, the same court stated that “a deferral of agreement on a nonessential term does not invalidate an otherwise valid contract.”32 It can be difficult to determine what terms are “essential” since this designation is highly dependent upon the facts and circumstances of the specific sale in question. For example, in the particular case cited above, the letter of intent was clear on the identification of the property involved, the purchase price, earnest money, and certain conditions of closing. However, the letter of intent clearly contemplated a deed restriction regarding use of the property, the exact terms to which the parties had not yet agreed. The court, in this case, held that the deed restriction was an essential term, that the parties had never reached a meeting of the minds on that issue, and that the letter of intent could therefore not be enforced as a binding contract. In a different case, however, the Georgia Supreme Court upheld a letter of intent as an enforceable contract.33 In that case, Beller & Gould (a partnership) executed a letter of intent to acquire the Lisenbys’ property. The letter of intent gave Beller & Gould the option to purchase the property by November 15, but when Beller & Gould tried to exercise the option and enter into a formal agreement, the Lisenbys refused. Beller & Gould then sued for specific performance to enforce the agreement of the parties. The court found that the letter of intent was sufficient to support the creation of a binding agreement because the letter (1) identified the parties and their assent to the terms of the agreement, (2) described the subject matter of the contract, and (3) set forth the terms of the consideration.34 The court went further and stated that even if the parties discussed other terms that were not included in the letter of intent, the absence of such terms did not render the letter of intent unenforceable.35 The court determined that all of the material terms of the agreement had been established in the letter of intent.36 To help avoid the risk of having a letter of intent being considered an enforceable contract, most letters of intent contain specific language stating that they are only intended as a letter of intent and not as a real estate purchase and sale agreement. An example of such a provision is included below: Letter of Intent Notwithstanding any provision to the contrary contained herein, all parties acknowledge that this Letter of Intent is not intended to be and shall not be construed to be an offer to purchase real property that, if accepted, shall create an enforceable purchase and sale agreement between the parties. This Letter of Intent is intended as nothing more than an expression of interest in the real property discussed herein and no binding agreement of sale shall be formed until and unless the parties agree to a separate written purchase and sale agreement subsequent to the Letter of Intent being accepted. Parties should not underestimate the value of a well-written letter of intent. While letters of intent are generally not legally binding,37 they establish the basis of what will eventually be included in the purchase and sale agreement between the parties. If there has been an agreement on a particular point in the letter of intent, few parties will agree to alter that term in the purchase and sale agreement. Therefore, deal points that are particularly important to a party should be included in a letter of intent to avoid disputes on those points at a later time. §2.1.2Time Limit of Offer Weissman, Seth. The Red Book on Real Estate Contracts in Georgia (pp. 90-93). BookBaby. Kindle Edition. The National Association of REALTORS® Code of Ethics and Arbitration Manual states the procuring cause broker, to be entitled to a commission, is a broker whose efforts are the foundation on which the negotiations resulting in a sale are begun. Further, that procuring cause originates a series of events which, without a break in their continuity, result in the accomplishment of the prime objective of the employment of the broker who is producing a purchaser ready, willing and able to buy real estate on the owner’s terms. The Georgia courts have tended to express the definition of procuring cause in terms of whether the broker initiated the key uninterrupted series of events which resulted in the sale of the property.
Procuring cause cases are most often resolved by REALTORS® serving on arbitration panels. The cases arise in 2 different ways. First, between 2 buyer’s agents and second, between a listing agent and a buyer’s agent. The National Association of REALTORS® tries to give guidance to arbitration panels by including in its Code of Ethics and Arbitration Manual a list of factors to consider, but it does not give guidance regarding the relative weight of the factors or how to evaluate the answers. Panel members are given broad discretion in making decisions with regards to procuring cause because each decision requires a fact intensive investigation by the arbitration panel. Examples of such questions include the following:
This discussion will focus on whether an agent brought in after a buyer identifies a property and negotiates the terms is entitled to a commission. Situation: A property is listed in the MLS with 2.5% commission to the buyer’s agent. A sign is placed on the property. A buyer without an agent negotiates with the listing agent over a period of weeks and settles on contract terms. The listing agent writes the offer with the negotiated terms and sends it to the buyer for signatures. The buyer then decides that he wants a representative. The new buyer’s agent rewrites the offer with the same terms and presents it for the seller’s signature. Is the Buyer’s agent owed a commission from the listing agent? Answer: Probably not. In listing the property in MLS the listing broker has agreed to pay cooperating brokers a commission if they are a procuring cause of the sale. In this case, the buyer found the property without the assistance of the buyer’s agent and made his decision to purchase the property before the agent became involved in the transaction. However, there is an argument that the efforts of the buyer’s agent carried the contract through to closing or otherwise contributed to a successful sale. The Arbitration Panel has to weigh the facts and determine the outcome. It is suggested that the buyer’s agent will have a difficult time establishing that he is the procuring cause of the sale. If the buyer signed a buyer brokerage agreement with the agent, he may be entitled to be paid a commission from the buyer, but he will likely not be able to collect a commission from a seller. Protect Yourself From Late Buyer’s Agent There are 2 ways that a listing agent can protect itself from this situation. First, the Exclusive Seller Brokerage Engagement Agreement in the Commission section allows a commission not to be paid to a cooperating broker in certain circumstances. A listing agent can include in that section circumstances that would reduce or deny a commission. Second, that language should be mirrored in the private comments section in the MLS. The terms for reducing a commission are up to the listing agent. Just be sure to include the terms in both the listing agreement and the private comments in MLS for added protection. Example language: “Commission to the co-operating agent shall be reduced to 1% if the buyer’s agent does not accompany the buyer on the buyer’s first visit to the property.” Or “No commission shall be paid to the buyer’s agent if the buyer’s agent does not accompany the buyer on the buyer’s first visit to the property.” Reference: Procuring Cause Revisited, Seth Weissman The Entire Agreement
An “entire agreement clause” (AKA a “merger clause”) establishes that the final written agreement between the parties represents the entire agreement of the parties and that the parties are only relying on what is written in the contract. Sometimes referred to as the “4 Corners Rule,” the merger clause bars a buyer from relying on alleged misrepresentations not contained in the written agreement. Alleged false representation issues commonly arise through the Seller’s Property Disclosure (SPD). Because of the Entire Agreement clause, the SPD must be incorporated into the PSA to be effective. (Also referred to as “attached” to the contract.). The SPD offers enormous protection to the seller. If a defect is disclosed in the SPD, the buyer is on notice of it and must perform its own due diligence to investigate the defect. Reliance on a seller’s repair receipts or representations can be dangerous. If a repair issue is important to the buyer, it is much better to investigate further before closing. The entire agreement clause would also control, if there is a conflict between the multiple listing and the contract. For example, if the MLS says the refrigerator stays, but the contract says it does not, the entire agreement clause or four corners of the contract prevail. In the 2023 GAR Purchase and Sale Agreement (PSA), it is at 4(e). Page 6 Entire Agreement, Modification and Assignment: This Agreement constitutes the sole and entire agreement between all of the parties, supersedes all of their prior written and verbal agreements and shall be binding upon the parties and their successors, heirs and permitted assigns. No representation, promise or inducement not included in this Agreement shall be binding upon any party hereto. Disclaimer Protection for Brokers in the GAR Purchase and Sale Agreement The GAR Purchase and Sale Agreement protects brokers and agents by requiring the seller and buyer to acknowledge that they have not relied on any representations of brokers related to certain information concerning the property. The disclaimer explicitly states that the broker has no duty to advise the buyer or seller on any matter relating to the property that could have been revealed, among other things, through a survey, title search, report on termites in the property (Official Georgia Wood Infestation Report), inspection by a professional home inspector or construction expert, utility bill review, an appraisal, inspection by an environmental engineering inspector, consulting governmental officials, or a review of the purchase and sale agreement and transaction by an attorney, financial planner, mortgage consultant, or tax planner. The GAR New Construction Purchase and Sale Agreement offers similar broker and agent protections. It contains a disclaimer that states that the broker is not responsible to advise the parties on any matter including, but not limited to the following: building products and construction techniques; the necessity or cost of any repairs to the property; views from the property; mold; hazardous or toxic materials or substances; termites and other wood-destroying organisms; the tax or legal consequences of the contract and transaction; the availability and cost of utilities or community amenities; the appraised or future value of the property; any conditions existing off property that may affect the property; the terms, conditions, and availability of financing; and the uses and zoning of the property, whether permitted or proposed. Claims Against the Broker for False Statements In Georgia, a buyer has no claim against the seller’s broker for false statements made by the seller in the seller’s disclosure statement unless the seller’s broker knows the representations to be false. Neither can the buyer sue the seller’s agent for fraud when the seller fails to disclose concealed defects in the property. When sellers’ agents are asked questions regarding the condition of the property, it is always a good idea to answer them in reference to the Seller’s Property Disclosure Statement Exhibit. So, for example, let’s say that a buyer asks if the roof on a particular property has leaks. The Seller’s Property Disclosure Statement Exhibit provides that the roof does not leak. To avoid any claim against the seller’s broker, it is always better to say, “The seller indicates in his Seller’s Property Disclosure Statement Exhibit that the roof does not leak,” rather than, “The roof does not leak.” Although a Seller’s Property Disclosure is not a requirement, it is clearly best for the protection of all parties, that an SPD be incorporated into the contract. Ethical Responsibility of Brokers If a seller makes a misrepresentation on a Seller Property Disclosure and refuses to correct it, the REALTORS® ethical obligation of honesty to the public requires that the broker/agent terminate representation of the seller. Reference: Weissman, Seth. The Red Book on Real Estate Contracts in Georgia (pp. 762-767). BookBaby. Kindle Edition. September 6, 2023 We often see contracts using the acronym TBD or “To Be Determined.” TBD may work for some situations, but it definitely does not work in a contract. The reason is simple, to create an enforceable contract in Georgia, there must be a present agreement of the parties on all material terms.
Financing Contingency If you write TBD on a material term, such as an interest rate in a financing contingency, then the parties have merely agreed to agree in the future and the contract would be unenforceable in Georgia. The parties have not presently agreed to all relevant terms. What does work in the financing contingency example for interest rate is “prevailing rate” or “market rate.” The “prevailing rate” and “market rate” can be determined, so there is an enforceable agreement. Closing Attorney The same legal reasoning applies to the choice of a closing attorney. If the closing attorney is TBD, it simply means the parties have agreed to agree. That doesn’t work. Instead, the language “TBD by the buyer (or seller)” works. Only one of the parties needs to decide who the closing attorney will be. “TBD by the Buyer (or Seller)” is enforceable. Closing Date A closing date should never be TBD by itself, but it can be tied to an event or date that can be determined. For example, if a buyer needs to get a permit or needs to rezone a property, the closing date can be tied to the date that the permit is received or the rezoning is completed. For example, this works: “Closing date shall be 30 days from the date of issuance of the permit to build.” If there are material terms in a contract that remain, it is always best to try to work them out before finalizing the contract. Otherwise, see above! Broker Corner 8/30/23 You’ve worked hard and written 6 offers to purchase your listing. The seller has rejected them all. Now the seller has decided to terminate the listing. What are your rights?
First, look to the listing to see your options. In Georgia, if there is not an express early termination provision or a material breach of the terms of the listing, clients cannot unilaterally terminate listing agreements or brokerage engagement agreements without consequences. That is, sellers do not have an automatic contractual right to terminate without consequences and are in breach of the listing contract if they do terminate. If you’ve used the GAR Exclusive Seller Brokerage Engagement Agreement (F101), you won’t find an express early termination provision (unless you added it yourself). That is, the GAR listing agreement does not give the seller the right to terminate. What you will see is a provision in the “Protected Period” section of the agreement that lays out the consequences if the seller does unilaterally terminate. Bad stuff happens. The Seller sends you something in writing that says “You’re fired!” or “I am terminating this agreement.” However, you do not have to agree or consent. Your rights are far different with a unilateral termination versus a mutual termination to which you agree. The Protected Period Section Includes Seller Consequences for a Unilateral Termination Section 5 in the GAR listing agreement lays out the consequences if a seller unilaterally terminates and the listing agent does not agree. The Protected Period is the period of time commencing upon the unilateral termination of this Agreement by Seller in writing during which Broker shall be protected for its Commission.
Scenario You have an exclusive listing on a property, but the Seller sends you an email firing you. The seller does not have the express right to terminate you in the listing agreement without consequences. You do not agree to the termination. The Seller then lists the property with another agent and enters into a Contract to Sell* the Property during your protection period. What are your rights: The Seller owes you a commission per the original listing agreement for a sale to ANY buyer that was shown the property, either in person or virtually, or was provided specific information about or inquired about the Property either directly or through a broker working with the buyer during your protection period. What are the Rights of the 2nd Listing Agent? The Seller may also owe a commission to the 2nd listing agent. Though that is not your concern, it is likely that a closing would take place without your commission paid. You can send an invoice to the seller for your commission, but if the seller declines to pay you, you may have to resort to litigation for your commission. The threat of litigation often results in either a negotiated commission or a full commission. Commission rights and obligations in the GAR listing agreement survive termination. Do You Have to Provide Termination Paperwork to The Seller? You are not required to provide termination paperwork to the seller. However, the GAR Unilateral Termination of Brokerage Engagement Agreement (F155) clearly notes that the termination is unilateral, not mutual, and that the broker’s commission rights are not limited, waived or terminated. It also includes that the client must pay the cost to remove the listing from FMLS. Seeing in writing that your right to commission is not limited, waived or terminated, if the seller unilaterally terminates, may cause the seller to think twice before proceeding. This is the language in the Unilateral Termination In terminating the Agreement, Broker is directed by Client not to perform real estate brokerage services on behalf of the Client after the Termination Date of this notice to terminate. Nothing herein shall be construed as an agreement between the Client and Broker to mutually terminate the Agreement or to limit, waive or terminate Broker’s rights to a commission or the reimbursement of fees and costs resulting from the unilateral termination of the Agreement by Client. Unilateral Termination of this Agreement by Client does not eliminate the Client’s legal obligation to Broker for commission and/or fees due to Broker as specified in the Brokerage Engagement Agreement. If the Brokerage Engagement Agreement is a listing agreement, the cost to remove early the listing from any multiple listing service in which the property is listed shall be paid by the Client. Exception to Protected Period Commission Obligation Does Not Apply If a seller hires another exclusive listing agent following a normal expiration of a listing agreement, but during a protected period, the first listing agent’s commission rights during the protected period are ended. However, this exception does not apply in the case of a seller’s unilateral termination of a listing. *Contract to sell includes a lease, lease purchase or lease with an option to purchase. References: GAR Exclusive Seller Brokerage Engagement Agreement (F101) Weissman, Seth. The Red Book on Real Estate Contracts in Georgia (p. 1435). BookBaby. Kindle Edition. Broker Corner 8/22/23 |
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